# Michael Shum

> Michael Shum is a debt financing investor at Accial Capital backing FinTech and Financial Services. See 3 investments, check sizes, portfolio. Updated Aug 2026.

- Type: Angel Investor
- Fund: [Accial Capital](https://shizune.co/investors/profile/accial-capital)
- Total investments: 3
- Last investment: Feb 2022
- Lead investor: 67%
- Last updated: Aug 2026
- LinkedIn: https://www.linkedin.com/in/mshum/?originalSubdomain=hk

Michael Shum is a Chief Investment Officer at Accial Capital. He attended the University of California, Berkeley.

## Investment focus

### Industry

| Industry | Investments | Share |
| --- | --- | --- |
| FinTech | 3 | 100% |
| Financial Services | 2 | 67% |
| B2B | 1 | 33% |
| Finance | 1 | 33% |
| Lending | 1 | 33% |

13 industries tracked in total.

### Stage

| Stage | Investments | Share |
| --- | --- | --- |
| Debt Financing | 2 | 67% |
| Series A | 1 | 33% |

### Country

| Country | Investments | Share |
| --- | --- | --- |
| Indonesia | 1 | 33% |
| Singapore | 1 | 33% |
| United States | 1 | 33% |

## Investments

| Company | Description | Amount | Stage | Date | Website |
| --- | --- | --- | --- | --- | --- |
| Volopay | Volopay is a financial solution provider that offers corporate cards, automated expense management, and accounting integrations that streamline financial operations, helping businesses save time and money while elevating the role of their finance teams. We are obsessed with empowering finance teams, transforming them from simple bookkeepers intostrategic assets within organizations. Aspiring to drive change across the APAC region, we aim to become the go-to financial partner for businesses seeking growth and efficiency. | $29M | Series A | Feb 28, 2022 |  |
| Fvndit | Fvndit is a fintech company, focused on solving the working capital problems for SMEs in Vietnam. | $30M | Debt Financing | Sep 08, 2020 |  |
| AwanTunai | AwanTunai is digitizing the traditional FMCG supply chain with online ordering, customer management, payment acceptance, embedded financing, and inventory management. Currently focused on Indonesia, our integrated business systems for offline wholesalers and their micro merchant customers aim to deliver prosperity via quality financial services andSaaS solutions. The company currently monetizes via embedded financing for inventory purchase transactions in our closed-loop ecosystem. AwanTunai is a regulated fintech institution able to originate, service, and collect (full end-to-end customer control) bank-compliant loan assets for partner institutions that fund its financial products. Awan Tunai also works with global insurance institutions on distributing auto-trigger micro-insurance protection. | $20M | Debt Financing | Jul 20, 2020 |  |

3 of 3 investments shown.

## Co-investors
- [JAM Fund](https://shizune.co/investors/profile/jam-fund) — VC Fund, 2 deals together
- [Access Ventures](https://shizune.co/investors/profile/access-ventures) — VC Fund, 1 deal together
- [Antler](https://shizune.co/investors/profile/antler-be9c) — VC Fund, 1 deal together
- [Mars Shot Ventures](https://shizune.co/investors/profile/marsshot-ventures) — VC Fund, 1 deal together
- [Rapyd Ventures](https://shizune.co/investors/profile/rapyd-ventures) — VC Fund, 1 deal together
- [Variant Investments](https://shizune.co/investors/profile/variant-investments) — VC Fund, 1 deal together

## About Accial Capital

VC Fund · Cambridge, United States

Accial Capital is an impact-focused, tech-enabled investor in small business and consumer loan portfolios in Latin America and South East Asia. Accial Capital combines data, technology, capital and credit expertise to contribute to a world of widespread credit access and financial health.

5 contacts available at Accial Capital.

| Name | Title | Profile |
| --- | --- | --- |
| Jared Miller | CEO | https://shizune.co/investors/profile/jared-miller-9655 |
| Jared Miller | CEO | https://shizune.co/investors/profile/jared-miller-2 |
| Michael Shum | CIO | https://shizune.co/investors/profile/michael-shum |
| Alicia Sidik | Analyst | https://shizune.co/investors/profile/alicia-sidik |
| Deborah De Rooij | CIO | https://shizune.co/investors/profile/deborah-de-rooij |

## Similar investors

### Similar stage
- [ENISA](https://shizune.co/investors/profile/enisa-2) — VC Fund
- [Development Bank of Wales](https://shizune.co/investors/profile/development-bank-of-wales) — VC Fund
- [The FSE Group](https://shizune.co/investors/profile/finance-south-east) — VC Fund

## FAQ

### What does Michael Shum invest in?

Michael Shum invests primarily in FinTech, Financial Services and B2B startups, most often at Debt Financing and Series A stage. Most of the 3 investments tracked by Shizune back companies in Indonesia. The Investment Focus section breaks down every industry, stage and country in the portfolio.

### When did Michael Shum last invest?

The most recent investment recorded for Michael Shum closed in Feb 2022. Shizune tracks 3 investments in total for this profile, including round sizes, stages and portfolio companies, all sourced from confirmed public funding rounds and refreshed monthly.

### Is Shizune's investor data accurate?

Yes — every stat on this profile is calculated from confirmed public funding rounds monitored across hundreds of sources since 2020. This profile was last refreshed in Aug 2026 and is updated monthly. Spotted something off? Use the “Suggest an edit” link near the top of the page.

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