# Melissa Frakman

> Melissa Frakman is a seed investor at EMVC (Washington) backing Financial Services and FinTech. See 8 investments, check sizes, portfolio. Updated Aug 2026.

- Type: Angel Investor
- Fund: [EMVC](https://shizune.co/investors/profile/emphasis-ventures)
- Location: Washington, United States
- Total investments: 8
- Last investment: Mar 2022
- Lead investor: 13%
- Last updated: Aug 2026
- LinkedIn: https://www.linkedin.com/in/melissafrakman/
- X (Twitter): https://twitter.com/melissafrakman
- Website: https://www.em.vc
- Facebook: https://www.facebook.com/melissa.frakman

Melissa Frakman is a seed investor at EMVC in Washington focused on Financial Services and FinTech. Melissa Frakman is the vice president of operations at Prior to Sabre Systems, Frakman was thedirector of The U.S.-India Business Council.

## Investment focus

### Industry

| Industry | Investments | Share |
| --- | --- | --- |
| Financial Services | 5 | 63% |
| FinTech | 2 | 25% |
| InsurTech | 2 | 25% |
| Banking | 1 | 13% |
| Farming | 1 | 13% |

10 industries tracked in total.

### Stage

| Stage | Investments | Share |
| --- | --- | --- |
| Seed | 5 | 63% |
| Pre-Seed | 1 | 13% |
| Series A | 1 | 13% |

## Investments

| Company | Description | Amount | Stage | Date | Website |
| --- | --- | --- | --- | --- | --- |
| Card91 | Card91 offers plug & play payment infrastructure as a service for the businesses who wants to issue, control, view and approve payments | $13M | Seed | Mar 27, 2022 |  |
| GramCover | GramCover is an InsurTech marketplace for rural India. GramCover focuses on the development and brokerage of rural insurance products to farmers. It aims to reduce costs and increase penetration in rural areas by leveraging technology and an innovative distribution approach.GramCover's mobile insurance platform enables their partners toonboard their customers digitally anytime. The platform supports multiple collection options well suited for rural customers. Insurance Policies can be issued instantly. | $7M | Series A | Oct 04, 2021 |  |
| Bimaplan | Bimaplan operates as an insurance platform. They claims to work with insurers to create over-the-counter, low-premium insurance products relevant to the needs of low- and middle-income populations. | $2.5M | Seed | Aug 21, 2021 |  |
| Bimaplan | Bimaplan operates as an insurance platform. They claims to work with insurers to create over-the-counter, low-premium insurance products relevant to the needs of low- and middle-income populations. | $2.5M | Seed | Jun 22, 2021 |  |
| Card91 | Card91 offers plug & play payment infrastructure as a service for the businesses who wants to issue, control, view and approve payments | $1M | Pre-Seed | Dec 31, 2020 |  |
| GramCover | GramCover is an InsurTech marketplace for rural India. GramCover focuses on the development and brokerage of rural insurance products to farmers. It aims to reduce costs and increase penetration in rural areas by leveraging technology and an innovative distribution approach.GramCover's mobile insurance platform enables their partners toonboard their customers digitally anytime. The platform supports multiple collection options well suited for rural customers. Insurance Policies can be issued instantly. | $20M | Seed | May 26, 2020 |  |
| Kaarva | Kaarva is India's first flexible salary platform which is not a salary advance but gives employees control to access a part of their earned salaries on their own whenever they need, multiple times a month. |  | Seed | Nov 18, 2019 |  |
| Wealthy | Wealthy is a new-age financial services platform that is leveraging technology to build superior financial advice and transaction capabilities. Our suite of products today include customer-facing advice tools, a paper-less execution platform and internal tools to manage the experience of customers and run the business. We are present acrossplatforms and have consistently been praised for our superior customer experience. Wealthy is helping re-shape the financial services industry. We are leveraging software and Internet to enable everyone take better financial decisions. We are domain experts with a team that operates at the intersection of Finance, Technology and Design to deliver an experience that is delightful. | $1.3M | Seed | Oct 23, 2019 |  |

8 of 8 investments shown.

## Co-investors
- [2am VC](https://shizune.co/investors/profile/2-am-ventures) — VC Fund, 2 deals together
- [Dream Incubator](https://shizune.co/investors/profile/dream-incubator) — VC Fund, 2 deals together
- [Flourish Ventures](https://shizune.co/investors/profile/flourish-venture) — VC Fund, 2 deals together
- [Inflexor Ventures](https://shizune.co/investors/profile/inflexor-ventures) — VC Fund, 2 deals together
- [Omidyar Network India](https://shizune.co/investors/profile/omidyar-network-india-050e) — VC Fund, 2 deals together
- [Amino Capital](https://shizune.co/investors/profile/zpark-venture) — VC Fund, 2 deals together

## About EMVC

VC Fund · Washington, United States

The world’s most transformational financial technology comes from the most unexpected places.For inquiries contact email and phone number are available on their website..

1 contacts available at EMVC.

| Name | Title | Profile |
| --- | --- | --- |
| Melissa Frakman | Founder & Managing Partner | https://shizune.co/investors/profile/melissa-frakman |

## Similar investors

### Similar stage
- [Antler](https://shizune.co/investors/profile/antler-be9c) — VC Fund
- [Alumni Ventures](https://shizune.co/investors/profile/alumni-ventures-group) — VC Fund
- [Right Side Capital Management](https://shizune.co/investors/profile/right-side-capital-management) — VC Fund

## FAQ

### What does Melissa Frakman invest in?

Melissa Frakman invests primarily in Financial Services, FinTech and InsurTech startups, most often at Seed and Pre-Seed stage. Most of the 8 investments tracked by Shizune back companies in India. The Investment Focus section breaks down every industry, stage and country in the portfolio.

### When did Melissa Frakman last invest?

The most recent investment recorded for Melissa Frakman closed in Mar 2022. Shizune tracks 8 investments in total for this profile, including round sizes, stages and portfolio companies, all sourced from confirmed public funding rounds and refreshed monthly.

### Is Shizune's investor data accurate?

Yes — every stat on this profile is calculated from confirmed public funding rounds monitored across hundreds of sources since 2020. This profile was last refreshed in Aug 2026 and is updated monthly. Spotted something off? Use the “Suggest an edit” link near the top of the page.

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