# Krealo

> Krealo is a VC fund in San Isidro backing FinTech and Financial Services. See 20 investments, check sizes, portfolio and contact details. Updated Aug 2026.

- Type: VC Fund
- Location: San Isidro, Peru
- Total investments: 20
- Last investment: Jul 2026
- Lead investor: 35%
- Last updated: Aug 2026
- LinkedIn: https://www.linkedin.com/company/krealo/
- Website: https://krealo.pe/

Krealo is a VC fund in San Isidro focused on FinTech and Financial Services. The financial sector is going through significant transformation. Changes in technology and customer expectations generate opportunities for new products, services and business models. Krealo emerges as a Credicorp's open innovation arm, responsible for building, investing in and managing fintechs.

## Contacts

5 contacts available for Krealo. Shizune tracks 2 team members at Krealo. Sign up free to unlock them: https://app.shizune.co/sign-up/investor-profiles/find-team-emails/krealo?utm_source=investor_profile

## Round sizes

| Stage | Round size |
| --- | --- |
| Seed | $1M–$8.5M |
| Series A | $8.5M–$18M |

## Investment focus

### Industry

| Industry | Investments | Share |
| --- | --- | --- |
| FinTech | 11 | 55% |
| Financial Services | 10 | 50% |
| Payments | 4 | 20% |
| Apps | 2 | 10% |
| Credit Cards | 2 | 10% |

26 industries tracked in total.

### Stage

| Stage | Investments | Share |
| --- | --- | --- |
| Seed | 7 | 35% |
| Venture - Series Unknown | 4 | 20% |
| Series A | 3 | 15% |
| Pre-Seed | 2 | 10% |
| Funding Round | 2 | 10% |

### Country

| Country | Investments | Share |
| --- | --- | --- |
| Chile | 3 | 15% |
| Mexico | 3 | 15% |
| Colombia | 3 | 15% |
| Peru | 1 | 5% |
| Bolivia | 1 | 5% |

7 countries tracked in total.

## Team

| Name | Title | Investments | Profile |
| --- | --- | --- | --- |
| Adolfo Vinatea | Chief Executive Officer | 3 | https://shizune.co/investors/profile/adolfo-vinatea |
| Miguel Herrera | Investment Committee | 5 | https://shizune.co/investors/profile/miguel-herrera |

## Investments

| Company | Description | Amount | Stage | Date | Website |
| --- | --- | --- | --- | --- | --- |
| aviva | Aviva is building an AI-powered digital bank for Latin America’s underserved communities. While determined to fuel Latin America’s ongoing emergence of a new middle class with a fully-fledged portfolio of inclusive financial services, Aviva’s initial go-to-market concentrates on unsecured credit products for individuals and nano-businesses inMexico.As most of the underbanked 40+ million Mexicans live in small and medium-sized towns, Aviva builds a bridge to those living in remote communities with its physical onboarding kiosks. These nano-branches provide a documentless 3-minute video onboarding for everyone in need of liquidity. Novel AI-based technology, including natural language processing, allows Aviva to match customers’ spoken word to the fields of a comprehensive real-time credit application. Transforming speech to text and inferring emotions and personality from the visual layer of the application video gives Aviva an edge in scoring thin-file customers. Leveraging these novel risk models, Aviva aims to provide the lowest interest rates available to today’s underserved. | $18M | Series A | Jul 06, 2026 |  |
| Blanco | Blanco provides an AI-driven factoring and working capital platform for small and medium-sized businesses in Latin America. The company offers digital factoring solutions that help SMEs access short-term financing quickly to support their operations and cash flow. Its technology uses artificial intelligence for predictive analysis, creditevaluation, and risk management tailored to regional financial challenges. Blanco focuses on delivering fast, transparent financing processes and using data to personalize conditions for each client. The platform is designed for businesses seeking more agile alternatives to traditional financial institutions. Blanco positions its tools to improve access to capital and support the growth of SMEs across the Latin American financial ecosystem. | $5.2M | Seed | Jul 02, 2026 |  |
| Jelou.ai | https://jelou.ai/ helps businesses to launch digital solutions without building costly and complex apps. Jelou replaces mobile apps with Intelligent agents using conversational interfaces to serve any type of users in the digital world. | $10M | Series A | Jan 26, 2026 |  |
| Akua | Akua is an acquiring-as-a-service platform that offers scalable, secure, and efficient payment processing solutions for Latin America. Our platform leverages advanced technology to provide superior transaction processing, fraud prevention, and comprehensive regional integration. Problem Latin America's acquiring card payment markets aredominated by a few incumbents using outdated systems, hindering the adoption of new payment technologies and increasing fraud risks. | $8.5M | Seed | Oct 07, 2025 |  |
| Remitee | Remitee is a multi-purpose cross-border payment platform services provider. | $20M | Venture - Series Unknown | Oct 03, 2025 |  |
| Welli | Welli is a medical financing company based in Colombia. It provides patient loans at the doctor’s office or clinic in seven medical specialties that are paid out of pocket. Welli aims to become the financial partner of doctors and patients alike across Latam. Beyond the core credit product, offering includes doctor financing for medical equipmentand savings clubs for patients ineligible for financing. | $8.5M | Series A | Jun 25, 2025 |  |
| aviva | Aviva is building an AI-powered digital bank for Latin America’s underserved communities. While determined to fuel Latin America’s ongoing emergence of a new middle class with a fully-fledged portfolio of inclusive financial services, Aviva’s initial go-to-market concentrates on unsecured credit products for individuals and nano-businesses inMexico.As most of the underbanked 40+ million Mexicans live in small and medium-sized towns, Aviva builds a bridge to those living in remote communities with its physical onboarding kiosks. These nano-branches provide a documentless 3-minute video onboarding for everyone in need of liquidity. Novel AI-based technology, including natural language processing, allows Aviva to match customers’ spoken word to the fields of a comprehensive real-time credit application. Transforming speech to text and inferring emotions and personality from the visual layer of the application video gives Aviva an edge in scoring thin-file customers. Leveraging these novel risk models, Aviva aims to provide the lowest interest rates available to today’s underserved. | $6.5M | Seed | May 09, 2025 |  |
| aviva | Aviva is building an AI-powered digital bank for Latin America’s underserved communities. While determined to fuel Latin America’s ongoing emergence of a new middle class with a fully-fledged portfolio of inclusive financial services, Aviva’s initial go-to-market concentrates on unsecured credit products for individuals and nano-businesses inMexico.As most of the underbanked 40+ million Mexicans live in small and medium-sized towns, Aviva builds a bridge to those living in remote communities with its physical onboarding kiosks. These nano-branches provide a documentless 3-minute video onboarding for everyone in need of liquidity. Novel AI-based technology, including natural language processing, allows Aviva to match customers’ spoken word to the fields of a comprehensive real-time credit application. Transforming speech to text and inferring emotions and personality from the visual layer of the application video gives Aviva an edge in scoring thin-file customers. Leveraging these novel risk models, Aviva aims to provide the lowest interest rates available to today’s underserved. | $5.5M | Seed | Aug 02, 2024 |  |
| Shinkansen | Shinkansen enables fintechs and startups to transport money automatically to consumers, suppliers, banks, and conventional networks. They free engineers, automate treasury, and reduce the cost of making transfers. Shinkansen is headquartered in Santiago, Region Metropolitana. |  | Seed | Jun 10, 2024 |  |
| Kambia | Kambia provides financial services. |  | Pre-Seed | Dec 04, 2023 |  |

10 of 20 investments shown.

## Co-investors
- [Wollef Ventures](https://shizune.co/investors/profile/jaguar-ventures) — VC Fund, 4 deals together
- [Alaya Capital](https://shizune.co/investors/profile/alaya-capital) — VC Fund, 3 deals together
- [Bancolombia](https://shizune.co/investors/profile/bancolombia) — VC Fund, 3 deals together
- [Gaingels](https://shizune.co/investors/profile/gaing) — VC Fund, 3 deals together
- [IGNIA](https://shizune.co/investors/profile/ignia) — VC Fund, 3 deals together
- [Newtopia VC](https://shizune.co/investors/profile/newtopia-vc) — VC Fund, 3 deals together

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## FAQ

### What does Krealo invest in?

Krealo invests primarily in FinTech, Financial Services and Payments startups, most often at Seed and Venture - Series Unknown stage. Most of the 20 investments tracked by Shizune back companies in Chile. The Investment Focus section breaks down every industry, stage and country in the portfolio.

### What is Krealo's check size?

Krealo typically joins rounds of $1M–$8.5M at Seed and $8.5M–$18M at Series A. These ranges are 10th–90th percentile round sizes calculated from confirmed public funding rounds, so they are a realistic guide to the rounds Krealo participates in.

### How do I contact Krealo?

Public channels for Krealo include LinkedIn and the website linked on this profile. For a verified work email and phone number, create a free Shizune account — contact data is searched across 20+ sources and validated before delivery, so your outreach lands in the right inbox.

### Who are the partners at Krealo?

The team at Krealo includes Adolfo Vinatea (Chief Executive Officer) and Miguel Herrera (Investment Committee). The Team section lists each member with their title, investment count and links.

### Is Shizune's investor data accurate?

Yes — every stat on this profile is calculated from confirmed public funding rounds monitored across hundreds of sources since 2020. This profile was last refreshed in Aug 2026 and is updated monthly. Spotted something off? Use the “Suggest an edit” link near the top of the page.

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