# Kartika Wirjoatmodjo

> Kartika Wirjoatmodjo is a startup investor at Bank Mandiri (Jakarta). See 0 investments, check sizes, portfolio. Updated Aug 2026.

- Type: Angel Investor
- Fund: [Bank Mandiri](https://shizune.co/investors/profile/bank-mandiri)
- Location: Jakarta, Indonesia
- Last updated: Aug 2026
- LinkedIn: https://www.linkedin.com/in/kartika-tiko-wirjoatmodjo-23b1b810b/

Kartika Wirjoatmodjo is a startup investor at Bank Mandiri in Jakarta. Kartika Wirjoatmodjo (Tiko) is the President Director of PT Bank Mandiri (Persero) Tbk, a leading state-owned bank in Indonesia that provides a wide range of financial services to various customer segments such as Corporate, Commercial, Micro & Business, Consumer, and Treasury. As of Q12018, Bank Mandiri operates 2,633 branch officesnationwide, 7 overseas branch offices/representatives/subsidiaries and handles 23.1 million third-parties fund accounts and 1.76 million loan accounts.Bank Mandiri has subsidiaries to support its main business, namely: Mandiri Sekuritas (capital market), Bank Syariah Mandiri (Islamic banking), Bank Mantap (small and medium enterprise), AXAMandiriFinancial Services (life insurance), Mandiri InHealth (health insurance), Mandiri AXA General Insurance (general insurance), Mandiri Tunas Finance (vehicle ownership financing), Mandiri International Remittance (remittance), Mandiri Europe (treasury and financial institution banking), Mandiri Capital Indonesia (venture capital financing), and Mandiri Utama Finance (vehicle ownership financing).He is also the current chairman of the Indonesia Banks Association/Perhimpunan Bank Nasional (PERBANAS) since 2016. His experiences include financial strategy, consulting, banking, as well as regulator with specialization in corporate finance, strategy, and transformation.He graduated from University of Indonesia in 1996, majoring in Economics and Accounting, and earned his MBA from ErasmusUniversity in Rotterdam in 2001.

## About Bank Mandiri

VC Fund · Jakarta, Indonesia

Bank Mandiri operates as a bank and financial institute. It provides various banking products and services to individuals and businesses. Its consumer banking products and services comprise savings accounts, current accounts, time deposits, and foreign currency deposits; housing loans, loan and credit facilities, and loans to purchase new or usedcars. Bank Mandiri was founded in 1998 and is headquartered in Jakarta, Indonesia.

5 contacts available at Bank Mandiri.

| Name | Title | Profile |
| --- | --- | --- |
| Budi Margono | Team Member | https://shizune.co/investors/profile/budi-margono |
| Kartika Wirjoatmodjo | President Director and CEO | https://shizune.co/investors/profile/kartika-wirjoatmodjo |
| Darmawan Junaidi | Executive Officer Treasury | https://shizune.co/investors/profile/darmawan-junaidi |
| Panji Irawan | Managing Director | https://shizune.co/investors/profile/panji-irawan |
| wimboh santoso | Chairman of the Board | https://shizune.co/investors/profile/wimboh-santoso |

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