# Jacob Gibson

> Jacob Gibson is a seed investor at Better Tomorrow Ventures backing Financial Services. See 55 investments, check sizes, portfolio. Updated Aug 2026.

- Type: Angel Investor
- Fund: [Better Tomorrow Ventures](https://shizune.co/investors/profile/better-tomorrow-ventures-bebf)
- Location: San Francisco, United States
- Total investments: 55
- Last investment: May 2026
- Lead investor: 18%
- Last updated: Aug 2026
- LinkedIn: http://www.linkedin.com/in/jacobgibson
- X (Twitter): http://twitter.com/iamjakestream
- Website: http://www.nerdwallet.com
- Facebook: http://www.facebook.com/nerdwallet

Jacob Gibson is a seed investor at Better Tomorrow Ventures in San Francisco focused on Financial Services and FinTech. Jacob Gibson is the Co-Founder and Partner of Better Tomorrow Ventures. He is a former co-founder and COO at NerdWallet. He attended the Massachusetts Institute of Technology.

## Round sizes

| Stage | Round size |
| --- | --- |
| Seed | $1M–$5.3M |
| Pre-Seed | $253k–$15M |
| Series A | $3M–$20M |

## Investment focus

### Industry

| Industry | Investments | Share |
| --- | --- | --- |
| Financial Services | 19 | 35% |
| FinTech | 18 | 33% |
| Software | 11 | 20% |
| Insurance | 5 | 9% |
| Human Resources | 5 | 9% |

70 industries tracked in total.

### Stage

| Stage | Investments | Share |
| --- | --- | --- |
| Seed | 31 | 56% |
| Pre-Seed | 8 | 15% |
| Series A | 7 | 13% |
| Funding Round | 2 | 4% |
| Series B | 1 | 2% |

7 stages tracked in total.

### Country

| Country | Investments | Share |
| --- | --- | --- |
| United States | 37 | 67% |
| United Kingdom | 2 | 4% |
| Kenya | 1 | 2% |
| Brazil | 1 | 2% |

## Investments

| Company | Description | Amount | Stage | Date | Website |
| --- | --- | --- | --- | --- | --- |
| Ficus | Modern life insurance payouts | $2.4M | Pre-Seed | May 29, 2026 |  |
| Kaaj AI | Kaaj is an agentic AI credit intelligence platform that automates small business loan underwriting from application to decision-ready analysis. The San Francisco-based company integrates seamlessly with existing loan origination systems, enabling lenders and brokers to scale efficiently while maintaining consistency and transparency. Kaaj'smission is to expand access to affordable capital for all small businesses by empowering lenders with category-leading technology. | $3.8M | Seed | Nov 18, 2025 |  |
| Meroka | Meroka is an organization that helps independent physicians transfer ownership of their medical practices to their workers. | $6M | Seed | Sep 03, 2025 |  |
| Divibank | Divibank is a financing platform offering businesses access to growth capital. | $8.2M | Venture - Series Unknown | Apr 02, 2025 |  |
| Ponte Labor | Ponte Labor is a staffing platform that connects legally authorized Hispanic immigrants with hourly employment opportunities in the U.S., primarily within the hospitality sector. The company utilizes WhatsApp and AI-driven voice interviews to pre-vet candidates, facilitating direct hiring by employers without the involvement of staffing agencies.This approach aims to streamline the hiring process and address labor shortages in industries such as hospitality, construction, and elder care. Ponte Labor's model includes a success-based fee structure, charging employers only when placements are successful. The platform has established partnerships with employers like Omni Hotels & Resorts and Pyramid Global, and plans to expand its services to include career development resources for workers. | $3M | Seed | Apr 01, 2025 |  |
| Vitt | Vitt is building a platform that simplifies both fundraising for SaaS founders and creates a new asset class for investors to invest in. A SaaS company that has contracted revenue can apply for financing it upfront — rather than waiting for cash to come in monthly, through Vitt's web application they get the cash upfront.Vitt analyses theirfinancial data and gives them a financing decision in a matter of minutes — not months. No more searching for intros to venture capitalists in your network. It shouldn't be about who you know but what you've built. | $1.1M | Seed | Dec 19, 2023 |  |
| Charlie | Charlie is the new standard for 62+ banking* services. Charlie helps retirees make the most of their limited resources with features including faster access to their Social Security check, competitive earnings on deposits and no monthly fees or minimums, as well as US-based customer service, and a simple, transparent digital experience designed fortheir needs. Charlie is transforming financial services for the 62+ community and providing peace of mind around their financial present and future. Charlie is not a bank, banking services provided by Sutton Bank; Member FDIC. To learn more, visit Charlie.com. | $16M | Series A | Oct 31, 2023 |  |
| Charlie | Charlie is the new standard for 62+ banking* services. Charlie helps retirees make the most of their limited resources with features including faster access to their Social Security check, competitive earnings on deposits and no monthly fees or minimums, as well as US-based customer service, and a simple, transparent digital experience designed fortheir needs. Charlie is transforming financial services for the 62+ community and providing peace of mind around their financial present and future. Charlie is not a bank, banking services provided by Sutton Bank; Member FDIC. To learn more, visit Charlie.com. | $7M | Debt Financing | Oct 31, 2023 |  |
| Caliza | Provides an API that allows fintechs around the world to open digital dollar accounts for their users to save and transact. | $5.3M | Seed | Sep 13, 2023 |  |
| Charlie | Charlie is the new standard for 62+ banking* services. Charlie helps retirees make the most of their limited resources with features including faster access to their Social Security check, competitive earnings on deposits and no monthly fees or minimums, as well as US-based customer service, and a simple, transparent digital experience designed fortheir needs. Charlie is transforming financial services for the 62+ community and providing peace of mind around their financial present and future. Charlie is not a bank, banking services provided by Sutton Bank; Member FDIC. To learn more, visit Charlie.com. | $7.5M | Seed | May 09, 2023 |  |

10 of 55 investments shown.

## Co-investors
- [500 Global](https://shizune.co/investors/profile/500-startups) — VC Fund, 5 deals together
- [Refactor](https://shizune.co/investors/profile/refactor-capital) — VC Fund, 4 deals together
- [SV Angel](https://shizune.co/investors/profile/sv-angel) — VC Fund, 4 deals together
- [Alumni Ventures](https://shizune.co/investors/profile/alumni-ventures-group) — VC Fund, 3 deals together
- [Caffeinated Capital](https://shizune.co/investors/profile/caffeinated-capital) — VC Fund, 3 deals together
- [Fuel Capital](https://shizune.co/investors/profile/fuel-capital) — VC Fund, 3 deals together

## About Better Tomorrow Ventures

VC Fund · San Francisco, United States

Better Tomorrow Ventures is a fintech-focused early-stage venture firm. The venture firm was founded in 2020 and based in San Francisco, California.

2 contacts available at Better Tomorrow Ventures.

| Name | Title | Profile |
| --- | --- | --- |
| Sheel Mohnot | Co-Founder and Partner | https://shizune.co/investors/profile/sheel-mohnot |
| Jacob Gibson | Co-Founder and Partner | https://shizune.co/investors/profile/jacob-gibson |

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## FAQ

### What does Jacob Gibson invest in?

Jacob Gibson invests primarily in Financial Services, FinTech and Software startups, most often at Seed and Pre-Seed stage. Most of the 55 investments tracked by Shizune back companies in United States. The Investment Focus section breaks down every industry, stage and country in the portfolio.

### What is Jacob Gibson's check size?

Jacob Gibson typically joins rounds of $1M–$5.3M at Seed, $253k–$15M at Pre-Seed and $3M–$20M at Series A. These ranges are 10th–90th percentile round sizes calculated from confirmed public funding rounds, so they are a realistic guide to the rounds Jacob Gibson participates in.

### When did Jacob Gibson last invest?

The most recent investment recorded for Jacob Gibson closed in May 2026. Shizune tracks 55 investments in total for this profile, including round sizes, stages and portfolio companies, all sourced from confirmed public funding rounds and refreshed monthly.

### Is Shizune's investor data accurate?

Yes — every stat on this profile is calculated from confirmed public funding rounds monitored across hundreds of sources since 2020. This profile was last refreshed in Aug 2026 and is updated monthly. Spotted something off? Use the “Suggest an edit” link near the top of the page.

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