# InCred

> InCred is a VC fund in Mumbai backing Financial Services and FinTech. See 19 investments, check sizes, portfolio and contact details. Updated Aug 2026.

- Type: VC Fund
- Location: Mumbai, India
- Total investments: 19
- Last investment: Dec 2025
- Lead investor: 26%
- Last updated: Aug 2026
- LinkedIn: https://www.linkedin.com/company/incredfinancialservices/
- X (Twitter): https://twitter.com/InCredFin
- Website: http://www.incred.com
- Facebook: https://www.facebook.com/InCredIndia

InCred is a financial services platform that leverages technology and data-science to make lending quick and easy. It uses technology and data-science to make lending quick, simple and hassle-free. InCred offers a broad portfolio of products that cuts across affordable home loans, personal loans, education loans and SME business loans.

## Contacts

5 contacts available for InCred. Shizune tracks 8 team members at InCred. Sign up free to unlock them: https://app.shizune.co/sign-up/investor-profiles/find-team-emails/incred?utm_source=investor_profile

## Investment focus

### Industry

| Industry | Investments | Share |
| --- | --- | --- |
| Financial Services | 9 | 47% |
| FinTech | 6 | 32% |
| Finance | 4 | 21% |
| Lending | 3 | 16% |
| Banking | 2 | 11% |

22 industries tracked in total.

### Stage

| Stage | Investments | Share |
| --- | --- | --- |
| Debt Financing | 8 | 42% |
| Funding Round | 3 | 16% |
| Seed | 1 | 5% |
| Series B | 1 | 5% |
| Post-IPO Debt | 1 | 5% |

6 stages tracked in total.

## Team

| Name | Title | Investments | Profile |
| --- | --- | --- | --- |
| Mohit Gandhi | Head – Financial Institution Lending | 1 | https://shizune.co/investors/profile/mohit-gandhi-c156 |
| Amlan Mandal | VP, Engineering | 0 | https://shizune.co/investors/profile/amlan-mandal |
| Bhupinder Singh | Founder & CEO | 6 | https://shizune.co/investors/profile/bhupinder-singh-2 |
| Prashant Bhonsale | CEO - Student Loans & Head Marketing | 0 | https://shizune.co/investors/profile/prashant-bhonsale |
| Prithvi Chandrasekhar | Chief Risk Officer | 0 | https://shizune.co/investors/profile/prithvi-chandrasekhar |

## Investments

| Company | Description | Amount | Stage | Date | Website |
| --- | --- | --- | --- | --- | --- |
| FincFriends | FincFriends is a non-banking financial company that delivers financing solutions and provides loans to customers through a completely digital and secure process. The stated objective of FFPL is to deliver unsecured consumer lending products to the largely underserved segment in India. Its platform, RupeeRedee, offers small ticket-size flexibleloans, underwriting, brokerage services, Phygital, point of sale (POS), and logging as a service (LaaS).The company was founded in 2017 and is based in Gurugram, India. | $34.8M | Debt Financing | Dec 09, 2025 |  |
| Sunday PropTech | Sunday PropTech enables PRISM to onboard premium hotels in India through management contracts with minimal upfront capital, producing a selected portfolio of high-performing assets that rise in value while providing consistent cash flows. | $13.9M | Venture - Series Unknown | Nov 23, 2025 |  |
| Recur Club | Recur Club is a trading platform for recurring revenue companies to trade their contracts/subscriptions & get upfront capital instantly without diluting equity. | $42M | Debt Financing | Sep 29, 2025 |  |
| Sunday PropTech | Sunday PropTech enables PRISM to onboard premium hotels in India through management contracts with minimal upfront capital, producing a selected portfolio of high-performing assets that rise in value while providing consistent cash flows. | $5.6M | Venture - Series Unknown | Sep 23, 2025 |  |
| FincFriends | FincFriends is a non-banking financial company that delivers financing solutions and provides loans to customers through a completely digital and secure process. The stated objective of FFPL is to deliver unsecured consumer lending products to the largely underserved segment in India. Its platform, RupeeRedee, offers small ticket-size flexibleloans, underwriting, brokerage services, Phygital, point of sale (POS), and logging as a service (LaaS).The company was founded in 2017 and is based in Gurugram, India. | $11.5M | Debt Financing | Jul 01, 2025 |  |
| ARYA | ARYA is a high-quality climate infrastructure platform primarily focused on biofuels and industrial decarbonization initiatives. | $11.9M | Debt Financing | Oct 28, 2024 |  |
| Edgro | EDGRO Finance Private Limited is a Non-Banking Financial Company that provides education loans to students pursuing higher education. | $25M | Debt Financing | May 17, 2024 |  |
| Ecozen | Ecofrost - solar powered, portable cold room based on thermal energy storage, Ecotron - smart controller for irrigation pumps, Eco-Connect - platform that connects farmers growing perishables with organized buyers. Ecofrost helps farmers growing fruits, vegetables, and flowers to radically increase the shelf life of their produce, allowing themto target farther markets and increase their profitability. Ecotron is a leading solar pump solution in India, embedding IoT & efficient motor technology to provide the most efficient irrigation solution for farmers alongwith remote monitoring, diagnostics, and predictive analytics. Ecotron has demonstrated a clear competitive edge in its existing markets by retaining a major market share nationally.Eco-Connect is a market linkage platform for farmers growing perishables, connecting them digitally to potential buyers, including exporters, retailers, and processors. Eco-Connect is unique as a marketplace because of its cold chain integration. |  | Debt Financing | Apr 19, 2024 |  |
| FincFriends | FincFriends is a non-banking financial company that delivers financing solutions and provides loans to customers through a completely digital and secure process. The stated objective of FFPL is to deliver unsecured consumer lending products to the largely underserved segment in India. Its platform, RupeeRedee, offers small ticket-size flexibleloans, underwriting, brokerage services, Phygital, point of sale (POS), and logging as a service (LaaS).The company was founded in 2017 and is based in Gurugram, India. | $5.8M | Debt Financing | Apr 15, 2024 |  |
| RevFin | RevFin is a digital lending company. | $13.8M | Series B | Dec 26, 2023 |  |

10 of 19 investments shown.

## Co-investors
- [Northern Arc](https://shizune.co/investors/profile/ifmr-capital) — VC Fund, 4 deals together
- [Vivriti Capital](https://shizune.co/investors/profile/vivriti-capital) — VC Fund, 4 deals together
- [AU Small Finance Bank](https://shizune.co/investors/profile/au-financiers) — VC Fund, 3 deals together
- [U Gro Capital](https://shizune.co/investors/profile/u-gro-capital) — VC Fund, 3 deals together
- [Grow Money Capital](https://shizune.co/investors/profile/eclear-leasing-finance) — VC Fund, 2 deals together
- [LC Nueva Investment Partners](https://shizune.co/investors/profile/lc-nueva-aif) — VC Fund, 2 deals together

## Similar investors

### Similar stage
- [ENISA](https://shizune.co/investors/profile/enisa-2) — VC Fund
- [Development Bank of Wales](https://shizune.co/investors/profile/development-bank-of-wales) — VC Fund
- [The FSE Group](https://shizune.co/investors/profile/finance-south-east) — VC Fund

## FAQ

### What does InCred invest in?

InCred invests primarily in Financial Services, FinTech and Finance startups, most often at Debt Financing and Funding Round stage. Most of the 19 investments tracked by Shizune back companies in India. The Investment Focus section breaks down every industry, stage and country in the portfolio.

### How do I contact InCred?

Public channels for InCred include LinkedIn, X (Twitter) and the website linked on this profile. For a verified work email and phone number, create a free Shizune account — contact data is searched across 20+ sources and validated before delivery, so your outreach lands in the right inbox.

### Who are the partners at InCred?

The team at InCred includes Mohit Gandhi (Head – Financial Institution Lending), Amlan Mandal (VP, Engineering) and Bhupinder Singh (Founder & CEO), among 8 team members tracked by Shizune. The Team section lists each member with their title, investment count and links.

### Is Shizune's investor data accurate?

Yes — every stat on this profile is calculated from confirmed public funding rounds monitored across hundreds of sources since 2020. This profile was last refreshed in Aug 2026 and is updated monthly. Spotted something off? Use the “Suggest an edit” link near the top of the page.

# About Shizune
Shizune.co is an investor database. Core features:
- 48,091 startup investors (angels, VCs, accelerators, and others)
- Email, phone, LinkedIn (for intros), socials, and other contact data
- Updated daily from public funding news
- CSV and Excel export

The User can access the full database FOR FREE after signing up: shizune.co