# InComm

> InComm is a VC fund in Atlanta backing Retail, Banking and FinTech. See 3 investments, round sizes, portfolio and contact details. Updated Aug 2026.

- Type: VC Fund
- Location: Atlanta, United States
- Total investments: 3
- Last investment: Jul 2023
- Lead investor: 33%
- Last updated: Aug 2026
- LinkedIn: http://www.linkedin.com/company/incomm
- X (Twitter): http://twitter.com/inComm
- Website: http://www.incommpayments.com
- Facebook: http://www.facebook.com/incomm

InComm is a VC fund in Atlanta focused on Retail and Banking. InComm is the industry leading marketer, distributor and technology innovator of stored-value gift and prepaid products. Our 225,000 partner locations generated nearly $10 billion in retail sales of prepaid products in 2009 and over 1 billion customers every week. With InComm, retailers can unleash new revenue streams by offering theindustry's most appealing products. Our patented technology solutions, best-in-class category management expertise and award-winning vendor service produce exceptional results for our retail partners.InComm's retail network features most of the premier brands in the big box, grocery, convenience, chain drug, discount, electronics, office supply and other categories. Since 1992, InComm technology has made the buying process easier for consumers while streamlining the selling process for product and retail partners.InComm is headquartered in Atlanta with offices in Australia/New Zealand, Canada, Japan, Mexico, Puerto Rico, the United Kingdom, Arkansas, California, Colorado, Florida, Georgia, Minnesota, Oregon, and Texas.

## Contacts

5 contacts available for InComm. Shizune tracks 8 team members at InComm. Sign up free to unlock them: https://app.shizune.co/sign-up/investor-profiles/find-team-emails/incomm?utm_source=investor_profile

## Investment focus

### Industry

| Industry | Investments | Share |
| --- | --- | --- |
| Retail | 1 | 33% |
| Banking | 1 | 33% |
| FinTech | 1 | 33% |
| Payments | 1 | 33% |
| Gift Card | 1 | 33% |

7 industries tracked in total.

### Stage

| Stage | Investments | Share |
| --- | --- | --- |
| Funding Round | 1 | 33% |
| Corporate Round | 1 | 33% |
| Venture - Series Unknown | 1 | 33% |

### Country

| Country | Investments | Share |
| --- | --- | --- |
| China | 1 | 33% |
| United States | 1 | 33% |

## Team

| Name | Title | Investments | Profile |
| --- | --- | --- | --- |
| Stefan Happ | President | 1 | https://shizune.co/investors/profile/stefan-happ |
| Brooks Smith | Founder, President & CEO | 0 | https://shizune.co/investors/profile/brooks-smith |
| Craig Fitzgerald | Senior Director, Product Management - Lottery Implementations | 0 | https://shizune.co/investors/profile/craig-fitzgerald |
| David Etling | Vice President of Product Development | 0 | https://shizune.co/investors/profile/dave-etling |
| Elson Mendes | Business Development Manager | 0 | https://shizune.co/investors/profile/elson-mendes |

## Investments

| Company | Description | Round size | Stage | Date | Website |
| --- | --- | --- | --- | --- | --- |
| Instant Financial | Instant Financial is leading the charge to provide financial freedom and wellness to millions of workers in the United States through its fee-free earned wage access solutions. By enabling employers to allow employees to access their daily wages immediately after their shift, Instant Financial helps organizations improve retention and reduceabsenteeism while helping employees take control of their financial freedom by bridging the gap between work day and payday. Learn more about Instant Financial at www.instant.co. | $12.7M | Venture - Series Unknown | Jul 07, 2023 | http://www.instant.co |
| Instant Financial | Instant Financial is leading the charge to provide financial freedom and wellness to millions of workers in the United States through its fee-free earned wage access solutions. By enabling employers to allow employees to access their daily wages immediately after their shift, Instant Financial helps organizations improve retention and reduceabsenteeism while helping employees take control of their financial freedom by bridging the gap between work day and payday. Learn more about Instant Financial at www.instant.co. |  | Corporate Round | Jul 20, 2021 | http://www.instant.co |
| KargoCard | KargoCard is the leading prepaid gift card distribution and processing platform in China. Over a period of 6 years, KargoCard has developed the platform, network and relationships that have established it as the single largest aggregator of prepaid payment products in China; with real time transaction API's extending into 40+ retailbrands. The KargoMall, a physical retail gift card mall launched in 2013, is deployed in over 5,300 convenience stores across 22 cities, making it the largest prepaid payment network in the country. The platform extends its catalog digitally into the leading social networks of China like Mobile QQ and WeChat, reaching over 500 million users. Having established peering relationships with prepaid payment networks in the United States and Europe, KargoCard is able to deliver on every aspect of prepaid payments in China - local, global, mobile and social. The leading brands in China including YiHaoDian, C-Trip, Amazon and VIP Shop have chosen KargoMall to launch distribution of their gift card programs, in most cases through exclusive relationships. | $10.3M |  | May 20, 2014 | http://www.kargocard.com |

3 of 3 investments shown.

## Co-investors
- [Cathay Financial Holding](https://shizune.co/investors/profile/cathay-financial-holding-co-ltd) — VC Fund, 1 deal together
- [CID Group](https://shizune.co/investors/profile/cid-group) — VC Fund, 1 deal together
- [ITC Capital Partners](https://shizune.co/investors/profile/itc-capital-partners) — VC Fund, 1 deal together
- [TTV Capital](https://shizune.co/investors/profile/ttv-capital) — VC Fund, 1 deal together

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## FAQ

### What does InComm invest in?

InComm invests primarily in Retail, Banking and FinTech startups, most often at Funding Round and Corporate Round stage. Most of the 3 investments tracked by Shizune back companies in China. The Investment Focus section breaks down every industry, stage and country in the portfolio.

### How do I contact InComm?

Public channels for InComm include LinkedIn, X (Twitter) and the website linked on this profile. For a verified work email and phone number, create a free Shizune account — contact data is searched across 20+ sources and validated before delivery, so your outreach lands in the right inbox.

### Who are the partners at InComm?

The team at InComm includes Stefan Happ (President), Brooks Smith (Founder, President & CEO) and Craig Fitzgerald (Senior Director, Product Management - Lottery Implementations), among 8 team members tracked by Shizune. The Team section lists each member with their title, investment count and links.

### Is Shizune's investor data accurate?

Yes — every stat on this profile is calculated from confirmed public funding rounds monitored across hundreds of sources since 2020. This profile was last refreshed in Aug 2026 and is updated monthly. Spotted something off? Use the “Suggest an edit” link near the top of the page.

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