# Gardiner Garrard

> Gardiner Garrard is a Series A investor at TTV Capital backing FinTech and Financial Services. See 38 investments, check sizes, portfolio. Updated Aug 2026.

- Type: Angel Investor
- Fund: [TTV Capital](https://shizune.co/investors/profile/ttv-capital)
- Location: Atlanta, United States
- Total investments: 38
- Last investment: Mar 2026
- Lead investor: 45%
- Last updated: Aug 2026
- LinkedIn: https://www.linkedin.com/in/gardinergarrard
- Website: http://ttvcapital.com
- Facebook: https://www.facebook.com/gardiner.garrard.3

Gardiner Garrard is a Series A investor at TTV Capital in Atlanta focused on FinTech and Financial Services. Gardiner W. Garrard is based out of Atlanta, Georgia and is the Co-founder & Managing Partner of TTV Capital. Gardiner previously worked at Bill.com as a Early Investor. Gardiner W. Garrard attended the Emory University’s Goizueta Business School.

## Investment focus

### Industry

| Industry | Investments | Share |
| --- | --- | --- |
| FinTech | 10 | 26% |
| Financial Services | 9 | 24% |
| Software | 7 | 18% |
| Banking | 4 | 11% |
| Finance | 4 | 11% |

37 industries tracked in total.

### Stage

| Stage | Investments | Share |
| --- | --- | --- |
| Series A | 7 | 18% |
| Seed | 5 | 13% |
| Funding Round | 5 | 13% |
| Series B | 4 | 11% |
| Series C | 3 | 8% |

9 stages tracked in total.

### Country

| Country | Investments | Share |
| --- | --- | --- |
| United States | 18 | 47% |
| Canada | 1 | 3% |

## Investments

| Company | Description | Amount | Stage | Date | Website |
| --- | --- | --- | --- | --- | --- |
| Hamilton AI | Hamilton AI is an end-to-end productivity suite for brokers and operators, streamlining charter sourcing, trips, payments, and tracking. | $7.5M | Seed | Mar 19, 2026 |  |
| Streetbeat | Streetbeat’s Wealth Copilot is a transformative B2B solution for wealth managers and brokers globally, combining advanced portfolio management, stock market analytics, and CRM integration to enhance client engagement and advisory. Designed with an agentic AI architecture, Wealth Copilot empowers wealth managers to serve 2 to 4 times more clientseffectively, delivering real-time insights and personalized strategies that elevate both decision-making and portfolio management capabilities. Streetbeat’s platform synthesizes macroeconomic analysis, real-time trading signals, and adaptive portfolio management, accessible through a conversational UI that integrates into existing dashboards or operates as a standalone terminal (desktop and mobile). This flexibility enables wealth professionals to engage clients through familiar interfaces, optimize portfolio allocations, and provide responsive, data-driven guidance. Brokers benefit from increased revenue potential through upselling Streetbeat’s AI tools and Robo Advisor capabilities, while investors see significantly improved performance with AI Copilot-managed portfolios compare to self direct trading. Critically, Streetbeat’s architecture operates entirely within the financial institution’s perimeter, ensuring compliance, data security, and seamless integration into institutional frameworks—setting a new benchmark for efficiency, client service, and investment outcomes in wealth management. | $15M | Series A | Oct 21, 2025 |  |
| Speedchain | Speedchain is a payment platform that offers transparency between entities exchanging goods and services. The company was founded in 2021. | $111M | Venture - Series Unknown | Sep 09, 2025 |  |
| Welcome Tech | Welcome Tech is a digital platform that builds data-driven services for immigrant workforces. The company offers access to essential services, including healthcare, jobs, education, and financial tools. With over 4.5 million registered members and a growing base of enterprise partners, it enables inclusive economic participation while helpingemployers recruit, retain, and serve an increasingly diverse workforce. | $7.5M |  | Aug 27, 2025 |  |
| ClarityPay | ClarityPay is an all-in-one point-of-sale lending solution that empowers merchants with intelligent credit tailored to different customer segments, while streamlining operations both in-store and online. With advanced data models and underwriting that go beyond traditional credit scores, ClarityPay serves customers from sub-prime to super-primewith instant decisions and a fully configurable suite of offers designed to optimize conversions, customer experience, and long-term ROI. For more information, visit https://www.claritypay.com. Press inquiries can be directed to communications@claritypay.com. |  |  | Jul 30, 2025 |  |
| Turbine Finance | Turbine Finance provides liquidity solutions to venture funds, enabling Limited Partners (LPs) to access their investments on their own timeline, maintain exposure, and gain financial flexibility. The platform facilitates loans against existing investments, allowing LPs to manage liquidity while investing in new opportunities without impactingtheir ongoing portfolio. | $13M | Series A | Apr 04, 2025 |  |
| KOHO Financial | KOHO Financial provides an application based banking platform intended to simplify financial products available to everyone. Its platform helps users to complete their day to day banking operations while offering tools such as goals, cash flow projections, group spending, spending insights, and categorizations, enabling users to manage theirexpenses and banking operations on the go. | $29.6M | Venture - Series Unknown | Oct 01, 2024 |  |
| KOHO Financial | KOHO Financial provides an application based banking platform intended to simplify financial products available to everyone. Its platform helps users to complete their day to day banking operations while offering tools such as goals, cash flow projections, group spending, spending insights, and categorizations, enabling users to manage theirexpenses and banking operations on the go. | $63.2M | Series D | Dec 07, 2023 |  |
| Charlie | Charlie is the new standard for 62+ banking* services. Charlie helps retirees make the most of their limited resources with features including faster access to their Social Security check, competitive earnings on deposits and no monthly fees or minimums, as well as US-based customer service, and a simple, transparent digital experience designed fortheir needs. Charlie is transforming financial services for the 62+ community and providing peace of mind around their financial present and future. Charlie is not a bank, banking services provided by Sutton Bank; Member FDIC. To learn more, visit Charlie.com. | $16M | Series A | Oct 31, 2023 |  |
| Charlie | Charlie is the new standard for 62+ banking* services. Charlie helps retirees make the most of their limited resources with features including faster access to their Social Security check, competitive earnings on deposits and no monthly fees or minimums, as well as US-based customer service, and a simple, transparent digital experience designed fortheir needs. Charlie is transforming financial services for the 62+ community and providing peace of mind around their financial present and future. Charlie is not a bank, banking services provided by Sutton Bank; Member FDIC. To learn more, visit Charlie.com. | $7M | Debt Financing | Oct 31, 2023 |  |

10 of 38 investments shown.

## Co-investors
- [Fin Capital](https://shizune.co/investors/profile/fin-venture-capital) — VC Fund, 7 deals together
- [Canapi Ventures](https://shizune.co/investors/profile/canapi) — VC Fund, 5 deals together
- [PROOF](https://shizune.co/investors/profile/new-atlantic-ventures) — VC Fund, 5 deals together
- [Drive Capital](https://shizune.co/investors/profile/drive-capital) — VC Fund, 4 deals together
- [Lerer Hippeau](https://shizune.co/investors/profile/lerer-ventures) — VC Fund, 4 deals together
- [Argonautic Ventures](https://shizune.co/investors/profile/argonautic-ventures) — VC Fund, 3 deals together

## About TTV Capital

VC Fund · Atlanta, United States

TTV Capital is a venture capital firm focused on early stage fintech. Founded in 2000 and headquartered in Atlanta, TTV makes B2B and B2C investments in categories across the financial technology landscape. Our distinct approach combines deep industry knowledge with connections, resources, and founder-friendly relationships. TTV’s portfolioincludes more than 100 market leaders and emerging pioneers across payments, banking, investing, crypto, embedded finance, among others.

5 contacts available at TTV Capital.

| Name | Title | Profile |
| --- | --- | --- |
| Neil Kapur | Partner | https://shizune.co/investors/profile/neil-kapur |
| Gardiner Garrard | Co-founder & Managing Partner | https://shizune.co/investors/profile/gardiner-w-garrard-iii |
| Laney Woolfolk Lewis | Partner | https://shizune.co/investors/profile/laney-woolfolk |
| Lizzie Guynn | Partner | https://shizune.co/investors/profile/lizzie-guynn |
| Lynne Laube | Venture Partner | https://shizune.co/investors/profile/lynne-laube |

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## FAQ

### What does Gardiner Garrard invest in?

Gardiner Garrard invests primarily in FinTech, Financial Services and Software startups, most often at Series A and Seed stage. Most of the 38 investments tracked by Shizune back companies in United States. The Investment Focus section breaks down every industry, stage and country in the portfolio.

### When did Gardiner Garrard last invest?

The most recent investment recorded for Gardiner Garrard closed in Mar 2026. Shizune tracks 38 investments in total for this profile, including round sizes, stages and portfolio companies, all sourced from confirmed public funding rounds and refreshed monthly.

### Is Shizune's investor data accurate?

Yes — every stat on this profile is calculated from confirmed public funding rounds monitored across hundreds of sources since 2020. This profile was last refreshed in Aug 2026 and is updated monthly. Spotted something off? Use the “Suggest an edit” link near the top of the page.

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