# Cross River Bank

> Cross River Bank is a VC fund backing Financial Services and FinTech. See 23 investments, check sizes, portfolio and contact details. Updated Aug 2026.

- Type: VC Fund
- Location: Fort Lee, United States
- Total investments: 23
- Last investment: Aug 2026
- Lead investor: 65%
- Last updated: Aug 2026
- LinkedIn: http://www.linkedin.com/company/967395
- X (Twitter): http://twitter.com/crossriverbank
- Website: http://crossriverbank.com/
- Facebook: https://www.facebook.com/crossriversocial/

Cross River Bank is a VC fund in Fort Lee focused on Financial Services and FinTech. Cross River combines innovative technologies with the expertise of a bank to create new services and solutions for fintech companies that are redefining global financial services. In addition to traditional banking, the company has developed partnerships with financial technology leaders to build compliant and integrated products for themarketplace lending and payment processing arenas.

## Contacts

5 contacts available for Cross River Bank. Shizune tracks 11 team members at Cross River Bank. Sign up free to unlock them: https://app.shizune.co/sign-up/investor-profiles/find-team-emails/cross-river-bank?utm_source=investor_profile

## Investment focus

### Industry

| Industry | Investments | Share |
| --- | --- | --- |
| Financial Services | 16 | 70% |
| FinTech | 14 | 61% |
| Finance | 5 | 22% |
| Credit | 4 | 17% |
| Real Estate | 4 | 17% |

38 industries tracked in total.

### Stage

| Stage | Investments | Share |
| --- | --- | --- |
| Debt Financing | 14 | 61% |
| Seed | 3 | 13% |
| Grant | 1 | 4% |
| Series A | 1 | 4% |
| Series B | 1 | 4% |

8 stages tracked in total.

### Country

| Country | Investments | Share |
| --- | --- | --- |
| United States | 19 | 83% |
| Canada | 1 | 4% |
| Mexico | 1 | 4% |

## Team

| Name | Title | Investments | Profile |
| --- | --- | --- | --- |
| Ana Barrancos | Chief Internal Auditor | 0 | https://shizune.co/investors/profile/ana-barrancos |
| David Cotney | Board Member | 0 | https://shizune.co/investors/profile/david-cotney |
| Gilles Gade | Founder, Chief Executive Officer, Chairman | 1 | https://shizune.co/investors/profile/gilles-gade |
| Karan Mehta | Chief Strategy Officer | 0 | https://shizune.co/investors/profile/karan-mehta |
| Kathy Nelson | Chief Operating Officer | 0 | https://shizune.co/investors/profile/kathy-nelson |

## Investments

| Company | Description | Amount | Stage | Date | Website |
| --- | --- | --- | --- | --- | --- |
| inKind | inKind offers rewards to millions of consumers who dine at the best restaurants in the country | $414M | Debt Financing | Aug 10, 2026 |  |
| Current | Current is a leading consumer fintech banking platform transforming financial access for everyday Americans. We're focused on building integrated solutions to solve needs that stand between Americans and their financial goals, making it easier for everyone to build the future they deserve. To learn more about us, visithttp://www.current.com or download our app on the App Store or Google Play.Current is backed by investments from Andreessen Horowitz, Tiger Global Management, Avenir, Wellington Management, General Catalyst, Cross River, Foundation Capital and QED Investors. | $80M | Series E | Jun 11, 2026 |  |
| Figure | Figure provides consumer financial solutions intended for home improvement, debt consolidation, and retirement planning. Its financial services include provide home equity release services such as home equity lines of credit, home improvement loans, and home buy-lease back offerings for retirement leveraging through blockchain, artificialintelligence, and advanced analytics, enabling customers to access capital in as few as five days. | $250M | Post-IPO Debt | Jun 04, 2026 |  |
| Upgrade | Upgrade is a neobank that offers credit to mainstream consumers through cards and personal loans, together with free credit monitoring and education tools that help consumers understand and manage their finances. Upgrade Card provides an innovative credit card that brings the low cost and responsible credit of installment lending to millions ofretail locations in the U.S., while Upgrade Account is a mobile banking product offered to mainstream consumers. | $250M | Debt Financing | Feb 10, 2026 |  |
| MidOcean Partners | MidOcean Partners is a private equity firm specializing in investments in middle market companies. It typically invests in consumer and leisure, media and communications, business services, financial services, industrials, niche industrials, transportation, and healthcare sectors. | $100M | Debt Financing | Feb 04, 2026 |  |
| EarnIn | Earnin is the new, faster way to get your paycheck. Unlike traditional, rigid paychecks that only show up every two weeks, Earnin gives you access to your pay as you earn it -- any time, any day, right from your smartphone. Earnin charges no fee or interest for using the service: instead, with each transaction users are given the opportunity topay what they believe is fair. Launched in 2014, Earnin is driving consumer-empowered finance through mobile technology by breaking open more than $1 trillion held up in America's pay cycle. Current funding partners include Andreessen Horowitz, Matrix Partners, Ribbit Capital, Felicis Ventures, March Capital Partners, Trinity Ventures, Thrive Capital, and Camp One Ventures. For more information please visit www.Earnin.com. | $150M | Debt Financing | Sep 10, 2025 |  |
| Edge Focus | Edge Focus develops and operates an advanced fintech platform in the area of investment management. | $150M | Debt Financing | Apr 17, 2025 |  |
| Current | Current is a leading consumer fintech banking platform transforming financial access for everyday Americans. We're focused on building integrated solutions to solve needs that stand between Americans and their financial goals, making it easier for everyone to build the future they deserve. To learn more about us, visithttp://www.current.com or download our app on the App Store or Google Play.Current is backed by investments from Andreessen Horowitz, Tiger Global Management, Avenir, Wellington Management, General Catalyst, Cross River, Foundation Capital and QED Investors. |  | Debt Financing | Dec 13, 2024 |  |
| Fundbox | Fundbox is an AI-powered financial platform for small businesses that offers fast and intuitive access to business credit. Our mission is to power the small business economy by unlocking customer growth. |  | Debt Financing | Sep 17, 2024 |  |
| Fortunafi | Fortunafi is an on-chain financial institution that delivers solutions for stablecoin issuers, protocol treasuries, and traditional entities. Our offerings include a variety of investment products, such as private and public debt funds. | $9.5M | Seed | May 29, 2024 |  |

10 of 23 investments shown.

## Co-investors
- [i80 Group](https://shizune.co/investors/profile/i80-group) — VC Fund, 2 deals together
- [QED Investors](https://shizune.co/investors/profile/qed-investors) — VC Fund, 2 deals together
- [Springcoast Capital Partners](https://shizune.co/investors/profile/springcoast-capital-partners) — VC Fund, 2 deals together
- [Waterfall Asset Management](https://shizune.co/investors/profile/waterfall-asset-management) — VC Fund, 2 deals together
- [166 2nd Financial Services](https://shizune.co/investors/profile/166-2nd-llc) — VC Fund, 1 deal together
- [Activant Capital](https://shizune.co/investors/profile/activant-capital) — VC Fund, 1 deal together

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## FAQ

### What does Cross River Bank invest in?

Cross River Bank invests primarily in Financial Services, FinTech and Finance startups, most often at Debt Financing and Seed stage. Most of the 23 investments tracked by Shizune back companies in United States. The Investment Focus section breaks down every industry, stage and country in the portfolio.

### How do I contact Cross River Bank?

Public channels for Cross River Bank include LinkedIn, X (Twitter) and the website linked on this profile. For a verified work email and phone number, create a free Shizune account — contact data is searched across 20+ sources and validated before delivery, so your outreach lands in the right inbox.

### Who are the partners at Cross River Bank?

The team at Cross River Bank includes Ana Barrancos (Chief Internal Auditor), David Cotney (Board Member) and Gilles Gade (Founder, Chief Executive Officer, Chairman), among 11 team members tracked by Shizune. The Team section lists each member with their title, investment count and links.

### Is Shizune's investor data accurate?

Yes — every stat on this profile is calculated from confirmed public funding rounds monitored across hundreds of sources since 2020. This profile was last refreshed in Aug 2026 and is updated monthly. Spotted something off? Use the “Suggest an edit” link near the top of the page.

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