# Constant Capital

> Constant Capital is a VC fund in Accra backing Banking, FinTech and Payments. See 2 investments, check sizes, portfolio. Updated Aug 2026.

- Type: VC Fund
- Location: Accra, Ghana
- Total investments: 2
- Last investment: Apr 2021
- Lead investor: 0%
- Last updated: Aug 2026
- Website: http://www.constantcap.com

Constant Capital is a leading private Pan-African financial services company that specializes in Corporate Finance Advisory Services and Principal Investing in Private Equity and Real Estate. The firm provides top quality services to privately-held and publicly-traded companies in Africa and to domestic and international institutional investors.Constant Capital has offices in Accra, Ghana, Lagos, Nigeria, Johannesburg, South Africa and the Seychelles.Constant Capital provides a full range of financial advisory services, including corporate finance and M&A advisory services, restructuring and reorganizations, private placements and public offerings of equity and debt securities.Constant Capital’s Principal Investing utilizes the firm’s proactive deal originating capabilities to make Private Equity investments in unique investment opportunities in a broad range of sectors and in Real Estate.

## Investment focus

### Industry

| Industry | Investments | Share |
| --- | --- | --- |
| Banking | 1 | 50% |
| FinTech | 1 | 50% |
| Payments | 1 | 50% |
| Software | 1 | 50% |
| Information Technology | 1 | 50% |

### Stage

| Stage | Investments | Share |
| --- | --- | --- |
| Seed | 1 | 50% |
| Series A | 1 | 50% |

## Investments

| Company | Description | Amount | Stage | Date | Website |
| --- | --- | --- | --- | --- | --- |
| Appzone Group | With a team of over 170 professionals and clients in seven countries, Appzone is Africa’s leading FinTech disruptor and provider of home-grown software solutions for the continent’s Financial Services industry. Founded in 2008, we process over $2 billion in transactions annually serving 18 commercial banks and over 450 microfinance institutionsacross the continent. Our platforms issue 1.5 million cards and disburse over $300 million in loans monthly, while also managing $200 million in deposits, 10 million accounts and 100,000 transactions daily. We are audacious builders with a mission to completely automate financial services in Africa. Our offerings automate Banking operations, interconnect financial institutions, and provide end-users with access to a broad range of banking and payment services. We are working with the most talented individuals on the continent to create the de facto operating system for digital financial services in Africa. AppZone started off primarily developing custom software for leading commercial Banks in Nigeria. More than a decade later, we have accumulated a remarkable asset-base of intellectual property and built out significant Fintech infrastructure. We are licensed by the Central Bank of Nigeria as a Payment Solution Service Provider (PSSP) and have built the first and only EMV compliant card management system in sub-Saharan Africa, while also launching the continent’s first self-service platform for instant debit card issuance. Appzone’s other feats include building and launching a number of global firsts from Africa such as: Cloud-based core banking and digital channel software Global mandate platform for direct debit Decentralised Interbank transaction processing on blockchain We are regarded as Africa’s number 1 FinTech infrastructure provider and have won several awards including: PCI DSS, CEBIH Award, MWOT Innovators Award, Frost and Sullivan Award and the NAMB Award. | $10M | Series A | Apr 12, 2021 |  |
| Appzone Group | With a team of over 170 professionals and clients in seven countries, Appzone is Africa’s leading FinTech disruptor and provider of home-grown software solutions for the continent’s Financial Services industry. Founded in 2008, we process over $2 billion in transactions annually serving 18 commercial banks and over 450 microfinance institutionsacross the continent. Our platforms issue 1.5 million cards and disburse over $300 million in loans monthly, while also managing $200 million in deposits, 10 million accounts and 100,000 transactions daily. We are audacious builders with a mission to completely automate financial services in Africa. Our offerings automate Banking operations, interconnect financial institutions, and provide end-users with access to a broad range of banking and payment services. We are working with the most talented individuals on the continent to create the de facto operating system for digital financial services in Africa. AppZone started off primarily developing custom software for leading commercial Banks in Nigeria. More than a decade later, we have accumulated a remarkable asset-base of intellectual property and built out significant Fintech infrastructure. We are licensed by the Central Bank of Nigeria as a Payment Solution Service Provider (PSSP) and have built the first and only EMV compliant card management system in sub-Saharan Africa, while also launching the continent’s first self-service platform for instant debit card issuance. Appzone’s other feats include building and launching a number of global firsts from Africa such as: Cloud-based core banking and digital channel software Global mandate platform for direct debit Decentralised Interbank transaction processing on blockchain We are regarded as Africa’s number 1 FinTech infrastructure provider and have won several awards including: PCI DSS, CEBIH Award, MWOT Innovators Award, Frost and Sullivan Award and the NAMB Award. | $500K | Seed | Aug 20, 2020 |  |

2 of 2 investments shown.

## Co-investors
- [Lateral Frontiers](https://shizune.co/investors/profile/lateral-capital) — VC Fund, 2 deals together
- [CardinalStone Capital Advisers](https://shizune.co/investors/profile/cardinalstone-capital-advisers) — VC Fund, 1 deal together
- Itanna — VC Fund, 1 deal together
- [V8 Capital Partners](https://shizune.co/investors/profile/v8-capital) — VC Fund, 1 deal together

## Similar investors

### Similar stage
- [Antler](https://shizune.co/investors/profile/antler-be9c) — VC Fund
- [Alumni Ventures](https://shizune.co/investors/profile/alumni-ventures-group) — VC Fund
- [Right Side Capital Management](https://shizune.co/investors/profile/right-side-capital-management) — VC Fund

## FAQ

### What does Constant Capital invest in?

Constant Capital invests primarily in Banking, FinTech and Payments startups, most often at Seed and Series A stage. Most of the 2 investments tracked by Shizune back companies in Nigeria. The Investment Focus section breaks down every industry, stage and country in the portfolio.

### When did Constant Capital last invest?

The most recent investment recorded for Constant Capital closed in Apr 2021. Shizune tracks 2 investments in total for this profile, including round sizes, stages and portfolio companies, all sourced from confirmed public funding rounds and refreshed monthly.

### Is Shizune's investor data accurate?

Yes — every stat on this profile is calculated from confirmed public funding rounds monitored across hundreds of sources since 2020. This profile was last refreshed in Aug 2026 and is updated monthly. Spotted something off? Use the “Suggest an edit” link near the top of the page.

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