# Christopher Zemina

> Christopher Zemina is a seed investor at Speedinvest backing FinTech. See 20 investments, round sizes, portfolio and contact details. Updated Oct 2026.

- Type: Angel Investor
- Fund: [Speedinvest](https://shizune.co/investors/profile/speedinvest)
- Location: Berlin, Germany
- Total investments: 20
- Last investment: Oct 2023
- Lead investor: 20%
- Last updated: Oct 2026
- LinkedIn: https://www.linkedin.com/in/christopherzemina/
- X (Twitter): https://twitter.com/chriszemina

Christopher Zemina is a Co-Founder and CEO at Airbank. He attended University of St.Gallen.

## Contacts

5 contacts available for Christopher Zemina: work email, personal email, work phone, personal phone and socials. Sign up free to unlock them: https://app.shizune.co/sign-up/investor-profiles/find-email/christopher-zemina?utm_source=investor_profile

## Investment focus

### Industry

| Industry | Investments | Share |
| --- | --- | --- |
| FinTech | 10 | 50% |
| Financial Services | 8 | 40% |
| Banking | 3 | 15% |
| Internet | 3 | 15% |
| Mobile Payments | 3 | 15% |

33 industries tracked in total.

### Stage

| Stage | Investments | Share |
| --- | --- | --- |
| Seed | 10 | 50% |
| Series A | 4 | 20% |
| Series B | 2 | 10% |
| Angel | 1 | 5% |
| Equity Crowdfunding | 1 | 5% |

6 stages tracked in total.

### Country

| Country | Investments | Share |
| --- | --- | --- |
| United States | 6 | 30% |
| France | 2 | 10% |
| Austria | 2 | 10% |
| Indonesia | 2 | 10% |
| India | 1 | 5% |

8 countries tracked in total.

## Investments

| Company | Description | Round size | Stage | Date | Website |
| --- | --- | --- | --- | --- | --- |
| ContextSDK | ContextSDK enhances the app by leveraging real-time user context to increase conversions enhance user satisfaction and raise app revenue. |  | Angel | Oct 24, 2023 | https://contextsdk.com |
| Luko | Luko is an insurance company that provides a device that focuses on home security and reduces electricity bills. It features an AI-powered sensor designed for monitoring and preventing home accidents. Luko aims to move insurance from a claims-based model to prevention with its proprietary technology.The company was founded in 2016 andheadquartered in Paris, France. | $60.5M | Series B | Dec 07, 2020 | https://www.luko.eu |
| Lummo | BukuKas is a tech startup that provides a digital ledger app designed to assist micro and small businesses in their cash management. It helps Indonesian MSMEs understand and manage their financial flows more effectively with easy-to-use digital bookkeeping that traders can download through their smartphones. Its app digitized the physicalrecord-keeping books by enabling micro and small enterprises to record their sales, expense, and cash transactions at ease using their smart phone. The free app helps micro and small business owners to simplify cash management and help them grow their profits faster.The company was founded in 2019 and is headquartered in Jakarta, Indonesia. | $9M | Seed | Aug 18, 2020 | https://www.bukukas.co.id/ |
| Lummo | Lummo empower entrepreneurs and brands in SEA to accelerate their growth and to serve their customers by giving them the best technology. | $9M | Seed | Aug 18, 2020 | https://bukukas.co.id/ |
| Bnext | Bnext is a fintech platform headquartered in Madrid, Spain.Bnext is the first supermarket for financial products, it reflects a new way of banking that challenges traditional banking from its foundations. With Bnext users can do almost everything they do with a bank, without having to use a bank. It allows them to create their own currentaccount in a matter of minutes, with nearly all the functionalities of an account in a traditional entity. Additionally, users can include their external accounts and hence have all their financial information on a single platform, regardless of the provider. However, the real innovation in Bnext lies on its Marketplace. Here, users have access to a wide range of financial products from fintechs and banks. The offering suplliers are meticulously selected in order to best fit the client's needs. On the platform, the user can scan through all different products, purchase them and control his acquisitions, all without ever leaving the app. Instead of charging the customer endless commissions and trying to sell as many products as possible, Bnext has developed a model that allows to really collaborate with the fintechs and get the best available offers on the market. The fintech portfolio to date includes real estate investment firms, mutual fund investment, loans and crowdlending, microloans or crowdfunding. Bnext is progressively integrating the most leading products in the market to expand the offer and thus become the first bank without balance. | $13.1M | Series A | Aug 05, 2020 | https://bnext.es/ |
| Benepass | Benepass is a benefits administration platform that helps companies manage and distribute employee perks and benefits. Through deep investments into the company's financial technology infrastructure, Benepass has made it easy for employers to offer global benefits that are personalized to every employee. The Benepass platform offers employeesfour different ways to spend their benefit dollars globally: card, mobile wallet, reimbursements, and a marketplace. | $2.5M | Seed | Apr 20, 2020 | http://www.getbenepass.com/ |
| ready2order | ready2order was started as a hobby project with the main purpose to eliminate administrative overhead for entrepreneurs by providing a digital cash-register application. Since summer 2015 we have simplified the daily business of more than 10.000 entrepreneurs of small businesses with our Point of Sale. Additionally, we launch new verticals suchas payment and banking. Currently, we open the German market which offers a huge growth opportunity to 10x. There are countless small businesses out there that we rely on every day. The cool new coffee shop, the hairdresser I trust or the kebab shop around the corner. All of them are lovely people, with great ideas, who love to go the extra mile for their customers and their passion.It is time to strengthen the small businesses and finally bring clarity into the jungle of self-employment, guidelines, and laws! That is why we have to push the boundaries of what is possible together. Because we do not accept that so many obstacles are put in the way of small businesses. Instead, we use smart software and thus take our fate into our own hands. We are building a tool with experts from tax consulting, business, compliance and law, which enables small businesses to have the freedom to make their own decisions and to do what is important to them and what makes their company what it is. | $5.4M | Seed | Feb 18, 2020 | https://ready2order.com/ |
| Luko | Luko is an insurance company that provides a device that focuses on home security and reduces electricity bills. It features an AI-powered sensor designed for monitoring and preventing home accidents. Luko aims to move insurance from a claims-based model to prevention with its proprietary technology.The company was founded in 2016 andheadquartered in Paris, France. | $22.2M | Series A | Nov 19, 2019 | https://www.luko.eu |
| Bnext | Bnext is a fintech platform headquartered in Madrid, Spain.Bnext is the first supermarket for financial products, it reflects a new way of banking that challenges traditional banking from its foundations. With Bnext users can do almost everything they do with a bank, without having to use a bank. It allows them to create their own currentaccount in a matter of minutes, with nearly all the functionalities of an account in a traditional entity. Additionally, users can include their external accounts and hence have all their financial information on a single platform, regardless of the provider. However, the real innovation in Bnext lies on its Marketplace. Here, users have access to a wide range of financial products from fintechs and banks. The offering suplliers are meticulously selected in order to best fit the client's needs. On the platform, the user can scan through all different products, purchase them and control his acquisitions, all without ever leaving the app. Instead of charging the customer endless commissions and trying to sell as many products as possible, Bnext has developed a model that allows to really collaborate with the fintechs and get the best available offers on the market. The fintech portfolio to date includes real estate investment firms, mutual fund investment, loans and crowdlending, microloans or crowdfunding. Bnext is progressively integrating the most leading products in the market to expand the offer and thus become the first bank without balance. | $25M | Series A | Sep 30, 2019 | https://bnext.es/ |
| Estateguru | EstateGuru is a cross-border marketplace for short- and mid-term property loans in Continental Europe. The EG business model with mortgage-backed loans is an interesting way of investing in the real estate-related asset class. | $1.1M | Venture - Series Unknown | Jun 04, 2019 | https://www.estateguru.co |

10 of 20 investments shown.

## Co-investors
- [DN Capital](https://shizune.co/investors/profile/dn-capital) — VC Fund, 5 deals together
- [Founders Fund](https://shizune.co/investors/profile/founders-fund) — VC Fund, 3 deals together
- [Decart Ventures](https://shizune.co/investors/profile/s7v) — VC Fund, 3 deals together
- [Streamlined](https://shizune.co/investors/profile/streamlined-ventures) — VC Fund, 3 deals together
- [Unicorn India Ventures](https://shizune.co/investors/profile/unicorn-india-ventures) — VC Fund, 3 deals together
- [ZhenFund](https://shizune.co/investors/profile/zhenfund) — VC Fund, 3 deals together

## About Speedinvest

VC Fund · Vienna, Austria

Speedinvest is a globally active European venture capital firm built on a simple belief: many move more. From six offices across EMEA, our sector-focused investment teams back relentless founders from pre–Seed to Growth with long-term conviction, providing day-one access to our global network of corporate customers, experts, industry leaders, andtop-tier follow-on investors to scale smarter and faster. Building lasting companies like Bitpanda (Austria), Moove (Nigeria), Gigs (U.S.), Tide (UK), ARX Robotics (Germany), Wayflyer (Ireland), GoStudent (Austria), Seqera Labs (Spain), and Cylib (Germany) — together. Big ideas may start with one. But scaling and winning take The Power of More.

5 contacts available at Speedinvest.

| Name | Title | Profile |
| --- | --- | --- |
| Florian Obst | Associate | https://shizune.co/investors/profile/florian-obst |
| Gabriel Tirouflet | Venture Partner | https://shizune.co/investors/profile/gabriel-tirouflet |
| Olga Shikhantsova | Principal | https://shizune.co/investors/profile/olga-shikhantsova |
| Stefan Klestil | General Partner, Si F | https://shizune.co/investors/profile/stefan-klestil |
| Tom Lesche | Partner | https://shizune.co/investors/profile/tom-lesche |

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## Featured in investor lists
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## FAQ

### What does Christopher Zemina invest in?

Christopher Zemina invests primarily in FinTech, Financial Services and Banking startups, most often at Seed and Series A stage. Most of the 20 investments tracked by Shizune back companies in United States. The Investment Focus section breaks down every industry, stage and country in the portfolio.

### How do I contact Christopher Zemina?

Public channels for Christopher Zemina include LinkedIn and X (Twitter). For a verified work email and phone number, create a free Shizune account — contact data is searched across 20+ sources and validated before delivery, so your outreach lands in the right inbox.

### When did Christopher Zemina last invest?

The most recent investment recorded for Christopher Zemina closed in Oct 2023. Shizune tracks 20 investments in total for this profile, including round sizes, stages and portfolio companies, all sourced from confirmed public funding rounds and refreshed monthly.

### Is Shizune's investor data accurate?

Yes — every stat on this profile is calculated from confirmed public funding rounds monitored across hundreds of sources since 2020. This profile was last refreshed in Oct 2026 and is updated monthly. Spotted something off? Use the “Suggest an edit” link near the top of the page.

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