# Andrew Gracias

> Andrew Gracias is a startup investor at RBL Bank. See 0 investments, check sizes, portfolio. Updated Aug 2026.

- Type: Angel Investor
- Fund: [RBL Bank](https://shizune.co/investors/profile/the-ratnakar-bank)
- Last updated: Aug 2026
- LinkedIn: https://www.linkedin.com/in/andrew-gracias-a7279970

Andrew Gracias is a startup investor at RBL Bank. Andrew holds a Bachelor’s degree in Commerce from Mumbai University and is a qualified Chartered Accountant. He brings over 17 years of experience in the financial markets business in areas of Foreign Exchange, Fixed Income and Derivatives.As Head – Financial Markets at RBL Bank, Andrew oversees the banks Fixed Income and Foreign exchangetrading and sales business. In addition, he is also responsible for overlooking the balance sheet management of the bank.Before joining RBL Bank, he worked with UBS where he headed and built the banks sales franchise for Fixed Income, Currencies and Commodities in India. Prior to UBS, he worked with Bank of America heading the Institutional and Derivative sales functions.

## About RBL Bank

VC Fund · Kolhapur, India

RBL Bank is a private-sector bank that offers personal, preferred, business, and wholesale banking services. It is continuously expanding its presence across India through a growing network of branches and ATMs.Established in 1943, RBL Bank undertook a transformational journey under a new management team in 2010. RBL Bank embarked on anaggressive growth plan based on a robust platform of strong governance, relationships, technology infrastructure, high-quality capital, and geographic expansion. Over the last two years, it has infused capital of over र 1,100 Crore from some of the most notable global and domestic names, taking the TIER 1 capital to र 1,600 Crore (approx.)Today, RBL Bank offers specialized services under the five business verticals: namely Corporate & Institutional Banking, Commercial Banking, Retail Banking, Agri & Development Banking, and Financial Markets. The bank currently services over 5 Lakh customers and has a total business size of over Rs. 14,500 Crore.

5 contacts available at RBL Bank.

| Name | Title | Profile |
| --- | --- | --- |
| Andrew Gracias | Head - Financial Markets | https://shizune.co/investors/profile/andrew-gracias |
| Deepak Gaddhyan | Chief Credit Officer (Wholesale) | https://shizune.co/investors/profile/deepak-gaddhyan |
| Deepak Kumar | Chief Risk Officer | https://shizune.co/investors/profile/deepak-kumar-ef2e |
| Sanjay Sharma | Head - Technology, Innovation & Customer Fulfilment | https://shizune.co/investors/profile/sanjay-sharma-2 |
| Sanjit Chowdhry | Head - Wholesale Credit Risk | https://shizune.co/investors/profile/sanjit-chowdhry |

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