# Adam Agius

> Adam Agius is a debt financing investor at OakNorth (London) backing Finance and Payments. See 1 investments, check sizes, portfolio. Updated Aug 2026.

- Type: Angel Investor
- Fund: [OakNorth](https://shizune.co/investors/profile/oaknorth)
- Location: London, United Kingdom
- Total investments: 1
- Last investment: Jan 2018
- Lead investor: 0%
- Last updated: Aug 2026
- LinkedIn: https://www.linkedin.com/in/adam-agius-7a218835/

Adam Agius is a debt financing investor at OakNorth in London focused on Finance and Payments. Adam Agius - Director, Debt Finance @ OakNorth

## Investment focus

### Industry

| Industry | Investments | Share |
| --- | --- | --- |
| Finance | 1 | 100% |
| Payments | 1 | 100% |
| Financial Services | 1 | 100% |

## Investments

| Company | Description | Amount | Stage | Date | Website |
| --- | --- | --- | --- | --- | --- |
| NetPay | NetPay is a multi-channel, payment service provider that offers a range of online processing, payment terminal and merchant services to the wholesale, indirect reseller and corporate markets.NetPay enables organisations to become a "VPSP", a virtual payment service provider, giving them the capability to deliver payment solutions totheir customers without the required expertise, cost and complexity of building the necessary infrastructure, embarking on the lengthy process to become PCI DSS Level 1 compliant or going through the accreditation processes with the acquiring banks. | $1.4M | Debt Financing | Jan 18, 2018 |  |

1 of 1 investments shown.

## About OakNorth

VC Fund · London, United Kingdom

OakNorth had a fundamental purpose: to serve and empower established small-to-medium sized businesses (SMEs) that were seeking to scale but were routinely underserved or overlooked by traditional banks: what it calls the ‘Missing Middle’.Its founders, Rishi Khosla and Joel Perlman, had experienced this first-hand while scaling their previouscompany - Copal. In 2015, three years after launching that business, they applied for a bank loan and the ‘computer said ‘no’’, despite their business being profitable. The products, services, and experience needed to make their lives as a scaling business easier, and enable them to reach their full potential, were ‘missing’ from banks’ offerings.As entrepreneurs, their response was to build what was missing: a neobank for entrepreneurs, by entrepreneurs.To date, its bespoke debt finance solutions have supported property developers, care homes, specialist schools and nurseries, hotels, bars and restaurants, pub operators, as well as fund and specialist finance providers. With a range of specialist secured and unsecured business loans, OakNorth caters to the growth plans of businesses, without asking them to give up equity.Despite experiencing not one, but two unprecedented events – Brexit and COVID-19 – since its launch, the bank has continued supporting growth businesses across the UK. It’s lent over £10 billion to date, directly helping with the creation of almost tens of thousands of new jobs and new homes (the significant majority of which are affordable and social housing).Its data-led approach allows it to look at the future, rather than just fixating on the past, meaning it avoids making decisions based on outdated financials. Using data and analytics, it builds up a granular view of every business in its portfolio, combining this with forward-looking scenario analysis, to enable it to be a trusted funding partner as the business scales, and continue confidently lending through economic cycles and unprecedented events.By behaving as reliable, long-term partners to its customers throughout the pandemic, rather than just bankers, it has been able to make them its best advocates. As a result, c.80% of its new lending comes via referrals, and 40% of its borrowers are repeat customers.

5 contacts available at OakNorth.

| Name | Title | Profile |
| --- | --- | --- |
| Tiffany Teng | VP, Head Of Sales Operations | https://shizune.co/investors/profile/tiffany-teng |
| Adam Agius | Director, Debt Finance | https://shizune.co/investors/profile/adam-agius |
| Amit Shah | Managing Director | https://shizune.co/investors/profile/amit-shah-9 |
| Damien Hughes | Senior Director, Debt Finance (OakNorth Bank) | https://shizune.co/investors/profile/damien-hughes |
| Jessica Reiter | Chief Marketing Officer | https://shizune.co/investors/profile/jessica-reiter |

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## FAQ

### What does Adam Agius invest in?

Adam Agius invests primarily in Finance, Payments and Financial Services startups, most often at Debt Financing stage. Most of the 1 investments tracked by Shizune back companies in United Kingdom. The Investment Focus section breaks down every industry, stage and country in the portfolio.

### When did Adam Agius last invest?

The most recent investment recorded for Adam Agius closed in Jan 2018. Shizune tracks 1 investments in total for this profile, including round sizes, stages and portfolio companies, all sourced from confirmed public funding rounds and refreshed monthly.

### Is Shizune's investor data accurate?

Yes — every stat on this profile is calculated from confirmed public funding rounds monitored across hundreds of sources since 2020. This profile was last refreshed in Aug 2026 and is updated monthly. Spotted something off? Use the “Suggest an edit” link near the top of the page.

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