# 4finance

> 4finance is a VC fund in Riga backing FinTech and Ad Network. See 1 investments, check sizes, portfolio and contact details. Updated Sep 2026.

- Type: VC Fund
- Location: Riga, Latvia
- Total investments: 1
- Last investment: Dec 2016
- Lead investor: 0%
- Last updated: Sep 2026
- LinkedIn: https://www.linkedin.com/company/4finance/
- X (Twitter): https://twitter.com/4financeit
- Website: http://www.4finance.com/
- Facebook: https://www.facebook.com/4financeIT/

4finance is a VC fund in Riga focused on FinTech and Ad Network. Established in 2008, 4finance is the largest and fastest growing online and mobile consumer lending group in Europe with operations in 11 countries. Putting innovative data-driven analysis into all aspects of the business, 4finance has grown rapidly, issuing over EUR 8.0 billion to date in single payment loans, instalment loans and lines of credit.4finance operates through a portfolio of market leading brands with strong regional presence including Vivus, SMSCredit and Zaplo. A responsible lender, offering simple, convenient and transparent products and service, 4finance is meeting growing customer demand from those under-served by conventional lending. 4finance has group offices in Riga (Latvia) and London (UK), and currently operates in Bulgaria, the Czech Republic, Denmark, Latvia, Lithuania, Romania, Spain and Sweden. The group also provides consumer and SME lending through TBI Bank, its EU licensed banking operations in Bulgaria and Romania.

## Contacts

5 contacts available for 4finance. Shizune tracks 7 team members at 4finance. Sign up free to unlock them: https://app.shizune.co/sign-up/investor-profiles/find-team-emails/4finance?utm_source=investor_profile

## Investment focus

### Industry

| Industry | Investments | Share |
| --- | --- | --- |
| FinTech | 1 | 100% |
| Ad Network | 1 | 100% |
| Digital Media | 1 | 100% |
| Financial Services | 1 | 100% |

## Team

| Name | Title | Investments | Profile |
| --- | --- | --- | --- |
| Alisa Cevere | Country Manager (Spain) | 0 | https://shizune.co/investors/profile/alisa-cevere |
| Daiga Ērgle | Chief People Officer | 0 | https://shizune.co/investors/profile/daiga-%C4%93rgle |
| Hermann Tischendorf | Chief Technology Officer | 0 | https://shizune.co/investors/profile/hermann-tischendorf |
| Olivier A Frühwirth | Chief Legal Officer | 0 | https://shizune.co/investors/profile/olivier-a-fr%C3%BChwirth |
| Oyvind Oanes | Chief Executive Officer | 0 | https://shizune.co/investors/profile/oyvind-oanes-feb4 |

## Investments

| Company | Description | Amount | Stage | Date | Website |
| --- | --- | --- | --- | --- | --- |
| Vane | Vane is a leading and fast-growing technology-enabled finance provider dedicated to digital media companies globally. Through its technology platform, BillFront frees up working capital within the industry, thereby enabling its clients’ to accelerate their growth. BillFront provides financing between €50,000 and several millions of euros per monththrough integrating into its customers’ invoicing systems. The company was founded in 2015 and is run out of Berlin with offices in London & New York. The BillFront team is led by former media M&A banker, Greg Dimitriou. | $35M | Series A | Dec 14, 2016 |  |

1 of 1 investments shown.

## Co-investors
- [finleap](https://shizune.co/investors/profile/finleap) — VC Fund, 1 deal together
- [NIBC Bank](https://shizune.co/investors/profile/nibc-bank) — VC Fund, 1 deal together

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## Featured in investor lists
- [Digital Media Investors in Germany](https://shizune.co/investors/digital-media-investors-germany)

## FAQ

### What does 4finance invest in?

4finance invests primarily in FinTech, Ad Network and Digital Media startups, most often at Series A stage. Most of the 1 investments tracked by Shizune back companies in Germany. The Investment Focus section breaks down every industry, stage and country in the portfolio.

### How do I contact 4finance?

Public channels for 4finance include LinkedIn, X (Twitter) and the website linked on this profile. For a verified work email and phone number, create a free Shizune account — contact data is searched across 20+ sources and validated before delivery, so your outreach lands in the right inbox.

### Who are the partners at 4finance?

The team at 4finance includes Alisa Cevere (Country Manager (Spain)), Daiga Ērgle (Chief People Officer) and Hermann Tischendorf (Chief Technology Officer), among 7 team members tracked by Shizune. The Team section lists each member with their title, investment count and links.

### Is Shizune's investor data accurate?

Yes — every stat on this profile is calculated from confirmed public funding rounds monitored across hundreds of sources since 2020. This profile was last refreshed in Sep 2026 and is updated monthly. Spotted something off? Use the “Suggest an edit” link near the top of the page.

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